Home Insurance

If you own your home, it’s probably the biggest investment you’ve ever made. So it makes sense to protect your home and everything in it. Even if you rent a home, apartment or condo, you still need to protect your possessions.

To help you make sure you have the right protection for your home, schedule an Insurance and Financial Review with a COUNTRY agent.

COUNTRY Insurance and Financial Services offers a variety of ways to protect your belongings:

> Liability and medical payments
> Property (home and personal property)
> Other property coverages
> Package of special coverages

Liability and medical payments

* medical expenses
* residential bodily injury
* cost of defense
* property damage
* non-residential bodily injury

Also available:

* farm land rented to others
* incidental business pursuits
* personal injury
* recreational motor vehicle and watercraft liability

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Property (home and personal property)

Broad form

* fire or lightning
* removal of property
* windstorm or hail
* explosion
* riot or civil commotion
* aircraft
* vandalism and malicious mischief
* theft
* smoke
* vehicles
* glass breakage
* falling objects
* weight of ice, snow or sleet
* building collapse
* sudden and accidental tearing apart or cracking
* freezing or plumbing
* electrical damage
* accidental discharge or overflow of water or steam

Risk of direct physical loss

in addition to everything covered by the broad form, this policy also insures against losses such as breakage of antiques or bathroom fixtures, countertop burns, accidental paint spillage and ice damming.

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Other property coverages

* additional living expenses
* rental value
* auxiliary private structures
* outbuildings
* lock coverage

Also available:

* earthquake protection
* guaranteed replacement cost
* inflation protection
* mine subsidence
* personal property replacement cost
* physical damage coverage for recreational motor vehicles and watercraft
* scheduled personal property
* special personal property increased coverage
* sump pump failure/back-up of sewer or drain
* building ordinance coverage

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Package of special coverages

* covers trees, shrubs, plants and lawns, debris removal, refrigerated products, credit cards and forgery and fire department service.

Some exclusions may apply. For a complete description of all coverages, options, exclusions and limitations, please contact your local COUNTRY agent. Obtain a no obligation Home insurance quote now. Policies issued by COUNTRY Mutual Insurance Company® and COUNTRY Casualty Insurance Company®, Bloomington, IL.

Not available in all states. This website contains only a general description of coverage, and is not a policy contract. COVERAGE UNDER ANY COUNTRY® PRODUCT IS SUBJECT TO TERMS, CONDITIONS AND EXCLUSIONS IN THE ACTUAL POLICY.